FX Compare Research Team
Updated April 2026 · 8 min read
從韓國匯PHP的選擇 — 定期匯款者的低費用
Best Services for Korea → 菲律賓
We compared the top money transfer services available for sending money from Korea to 菲律賓. Here's what we found based on a ₩1,000,000 transfer.
"The most expensive exchange rate is often the one that claims to be free. True value is found in the spread, not the service fee."
— FX Compare Research, 2026
Fee Comparison Table
| Service | Fee | Rate Margin | Speed | You Receive |
|---|---|---|---|---|
| Sentbe | ₩2,500 | 0.35% | 30 min | $750.18 |
| Wise | ₩3,500 | 0.45% | 5 min | $748.92 |
| Remitly | ₩4,900 | 0.55% | Instant | $746.35 |
Regulations & Limits
Under Korean foreign exchange regulations, transfers exceeding $50,000 per year require Bank of Korea reporting. For larger amounts (tuition, property), additional documentation is needed.
Frequently Asked Questions
What is the cheapest way to send money from Korea to 菲律賓? +
Based on our comparison, Sentbe typically offers the lowest total cost for Korea to 菲律賓 transfers due to lower fees and tighter exchange rate margins. However, costs vary by transfer amount, so always compare before sending.
How long does a transfer from Korea to 菲律賓 take? +
Transfer times range from instant to 2 business days depending on the provider. Remitly offers instant delivery for some corridors, while Wise typically completes transfers within 5-30 minutes. Bank wires may take 1-2 business days.
Are there limits on sending money from Korea? +
Under Korean foreign exchange regulations, individuals can send up to $50,000 per year without additional reporting. Transfers exceeding this limit require Bank of Korea reporting. For specific purposes like tuition or property, additional documentation may be needed.
What exchange rate do transfer services use? +
Most transfer services add a margin (markup) to the mid-market exchange rate. This margin typically ranges from 0.35% to 0.55%. FX Compare shows the exact margin each provider charges so you can calculate the true cost of your transfer.
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